Schmitt, Harrison J., Lucas A. Keefer, Daniel Sullivan, Sheridan Stewart, and Isaac F. Young. “A Brighter Future: The Effect of Social Class on Responses to Future Debt”. Journal of Social and Political Psychology 8, no. 1 (July 14, 2020): 78-107. Accessed December 5, 2021. https://jspp.psychopen.eu/index.php/jspp/article/view/5217.